What is This Site About?
Retire By 45 provides inspiration, tips, and resources for achieving FIRE (Financial Independence / Retiring Early) and for thriving after you FIRE. We FIRE'd in 2015 and have never looked back. We want to share our learnings to help you FIRE, too.
Our lives have improved tremendously after FIRE'ing. We're in better physical shape, we're no longer stressed about work, and we have more time to travel and enjoy life.
Sure, it takes some discipline to FIRE in your 40s. But it's very doable if you put your mind to it and follow some key strategies. If we can do it, then we know you can do it, too!
-- Dylin Redling & Allison Tom (FIRE'd at 43 & 44)
Our New Book:
Personal Finance Workbook for Beginners
Chock full of activities at the end of each chapter, you'll learn all the fundamentals and building blocks of personal finance.
Explore topics such as getting out of debt, improving your salary at work, buying a home, investing wisely, and planning for retirement.
Learn more on the Personal Finance Workbook for Beginners page.
Our #1 Best Seller:
Investing for Kids
We are very proud of Investing for Kids, which has consistently been #1 in Amazon's Children's Money category.
With a little help from the astounding Dollar Duo―Mr. Finance and Investing Woman―this engaging guide to investing for kids ages 8 to 12 covers essential information about stocks and bonds, how you can invest in them, and how they can help you build your wealth.
Learn more on the Investing For Kids page.
Our Debut Book:
Start Your FIRE!
Our debut book, available for purchase at Amazon, is everything you need to achieve FIRE and succeed afterwards.
This all-in-one retirement plan delivers a clear, concise path to financial freedom through smart spending, low-risk investing, creating multiple incomes, and maximizing savings. Ultimately, this guide can help you take control of your career, your finances, and your life, so you can reach your goals with confidence.
Learn more on the Start Your FIRE page.
Our Courses
One of the best ways to learn how to improve your finances is to take an online course. We've spent hundreds of hours putting together the information and materials for our courses.
Our courses are designed for any level, even total beginner. And we made sure they're very affordable -- from FREE to less than the price of a daily Starbucks coffee for a month.
Learn more on our Courses page.
About Us
Prior to achieving FIRE, Dylin and Allison worked in the tech industry in the San Francisco Bay Area. Dylin was Director of Marketing (Tickle, Lumosity, and Basis) and Allison was an IT Project Manager (Accenture, eBay, and Stubhub).
They have been written about and contributed to such sites as Forbes, CNBC, Yahoo Finance, Business Insider, Investor's Business Daily, and Quora (Most viewed writer in Retirement Planning).
Read more About Us
